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Property loan? Shanghai property mortgage application requirements

Title deed is an important subject of mortgage loans, soufun for everyone to sort out personal property mortgage loan application criteria, are for reference only.
(1) 18 years of age more than 60 years of age, with full civil capacity of a natural person;
(2) have a stable job and income, good credit, and be able to pay;
(3) other conditions the Bank.
/> personal mortgage loan application materials identification, Hukou, marriage certificate, proof of income, mortgage real estate certificate of the property and assess reports, proof of loan applications, Bank such other information.
loan amount depending on your choice of different loan purposes identified, but generally does not exceed the net value of property assessment 60%; length normally not exceeding 20 years; interest rate according to the regulations of the people's bank loans for personal consumption.

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